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Mortgage Deed

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Mortgage Deed

The majority of property purchases are dependent on mortgage finance.

The lender’s interest in the property will be protected by a detailed mortgage deed and it is important to read this carefully. The mortgage lender is anxious to preserve their security and common restrictions will include:-

  • Restricting the borrowers right to undertake any structural alterations without giving consent first
  • Not to let the property – or part with possession of even part (for example taking lodgers) without securing permissions
  • To keep the property insured

Lenders will sometimes add ‘special’ conditions. These tend to require that recommendations from their building surveyor – perhaps to undertake specified repairs – are implemented.

If the borrower breaks the terms of the mortgage this may entitle the mortgage lender to repossess the property.

If the borrower is taking a high loan to value mortgage the lender may oblige the borrower to pay for a ‘mortgage indemnity insurance’. The borrower will have to pay a one off insurance premium so that if he defaults on the mortgage and the lender suffers a loss, the lender can claim from an insurance company.

Employment Law- Fixed Fees

INITIAL FREE HALF HOUR APPOINTMENT

This includes:- Attending you for a preliminary appointment to see whether you have a case or can defend a case. Please note that this is for 30 minutes only and does not include advice in writing.


We are able to offer fixed fees to both claimants and respondents in relation to Employment Tribunal claims. Please contact us for specialist advice and further details.

Preliminary Advice

This includes:

Taking instructions (up to 1.5 hours)

Detailed advice letter

 

Fee £250

VAT @20%

TOTAL £300

Employment Tribunal Proceedings

Advising employee on an Acas Early Conciliation Notification (now an essential first step before lodging an employment claim)

 

Fee £200

VAT @20%

TOTAL £240

  

Preparation of a Claim Form ET1 on behalf of an employee

 

Fee £400

VAT @20%

TOTAL £480

  

Preparation of a Claimant's Schedule of Loss

 

Fee £200

VAT @20%

TOTAL £240

 

 Preparation of a Claimant's List of Documents

 

Fee £400

VAT @20%

TOTAL £480

 

Advising an employee in relation to a flexible working request

 

Fee £400

VAT @20%

TOTAL £480

 

 Preparation of contracts of employment and statutory terms and conditions

 

Fee £250 - £400

VAT @20%

TOTAL £300 - £480

  

Preparation of standard disciplinary and grievance procedures

 

Fee £400

VAT @20%

TOTAL £480

 

Drafting and preparation of Respondent’s Response ET3

 

Fee £400

VAT @20%

TOTAL £480

Preparation of Witness Statements

Fee £200 - £400

VAT @20%

TOTAL £240 - £480

Lynn Parris

Conveyancing Executive
CONTACT

Nadine Ashford

Solicitor
CONTACT

Nicola Davies

Chartered Legal Executive
CONTACT

Robin Comber

Chartered Legal Executive
CONTACT

Rory McColl

Solicitor
CONTACT
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Eastbourne
East Sussex 
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