Accident & Injury Claims

Injuries Caused By Uninsured Or Untraced Drivers

Injuries Caused By Uninsured Or Untraced Drivers

It is regrettably the case that occasionally a road accident is caused by a driver who is either uninsured or who cannot be identified.

The government has established the Motor Insurers Bureau (M.I.B.) to provide compensation to victims of such accidents.

Great care is needed the M.I.B. is able (and will) avoid liability and payment of compensation unless strict criteria are adhered to.

Where the identity of the insurer is known – but he is un-insured:

  • The victim must demand details of the driver’s insurers (as soon as practicable).
  • Notice must be given to the M.I.B. within 14 days of the issue of proceedings – and thereafter at every key step in the proceedings against the uninsured driver.
  • The application must be made to the M.I.B. within three years of the accident.

If the necessary procedural requirements are met the M.I.B. will discharge any liability under a judgment against the un-insured driver – including orders for costs.

Where the driver is un-traced the M.I.B. will provide compensation for personal injury – but not for damage to property.  To succeed in a claim

  • the accident must be reported to the Police within 14 days of the accident – or as soon as possible.
  • the claim must be filed with the M.I.B. within 3 years.
  • In the case of an untraced driver there can be no court proceedings – because there is no identified defendant and so the M.I.B. will assess the level of compensation – using the same criteria as would be applied by a Court.  The M.I.B. will only pay a small fixed contribution to legal costs on un-traced driver cases.

We are able to offer specialist advice

Robert Hamilton

Solicitor
CONTACT

Stuart Grace

Solicitor
CONTACT
Contact Us
Question
Call Back
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form

Eastbourne Office

11 Hyde Gardens
Eastbourne
East Sussex 
BN21 4PP
Tel: 01323 720142
DX: 6902 Eastbourne

Lewes Office

Suite 4, Sackville House
Brooks Close
Lewes
BN7 2FZ
Tel: 01273 480234
DX: 3103 Lewes 1

Peacehaven Office

10a Horsham Avenue
Peacehaven
East Sussex
BN10 8LL

 Tel: 01273 582680